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More than two years later, hundreds of people in eastern Washington are still struggling to recover.

On the day of the wildfire, Kaye Peterson witnessed three miracles.
The first miracle was that the campers were late. On a normal Friday, caravans of cars would wind the 40 miles west from Spokane, Washington, to Silver Lake Camp, following a one-way-in, one-way-out road from nearby Medical Lake. Each previous week’s 300 or so campers typically departed by 11 a.m., which gave staff like Peterson — who had left her job as a teacher in a Seattle suburb three years earlier to work as the guest services manager and community chaplain at the historic Bible camp — just a handful of hours to turn over the beds, the lodge, and the cafeteria for the next group of campers to arrive around 2 p.m.
But on August 18, 2023, for the first time in all of Peterson’s years of working at Silver Lake, the incoming group had requested a 3 p.m. check-in time.
Peterson arrived early, nevertheless. “We saw some smoke, but we’re kind of used to seeing smoke,” she told me. “We didn’t pay any attention. We were cleaning up and getting ready — there’s so much to do to get ready for the next camp.” The power went out as the kitchen staff prepped pizzas for the night’s dinner, but the backup generator kicked on and the bustle continued. “But then we could start to see the smoke plume,” on the far side of the lake, Peterson said.
There are thousands of acres of ponderosa pine forests in Spokane County, which are meant to burn at a low intensity every five to 25 years, meaning that smoky skies in August aren’t necessarily cause for alarm. But the region has also been getting drier and hotter by the year; summers in the county are now almost 1.6 degrees Celsius (2.9 degrees Fahrenheit) warmer than they were in the pre-industrial era, heating up at a rate that far outpaces the 0.8 degrees Celsius average in the rest of the country. That rise has led to more intense and more frequent wildfires; Spokane County consistently has the highest number of fires of any region in Washington.
By early afternoon, Silver Lake staffers were complaining about the air quality. One colleague stopped by to let Peterson know that she was leaving early to check on her kid. Meanwhile, the temperature was climbing toward 93 degrees Fahrenheit; the Wednesday prior, it had reached 100 degrees, one degree short of the daily temperature record for Spokane and 14 degrees above average for eastern Washington.
But Peterson, more than anything, noticed the wind, which was blowing in gusts as strong as 20 or 30 miles per hour. As the air quality continued to deteriorate, Terry Andrews, the executive director of Silver Lake Camp and Peterson’s supervisor, told the rest of his staff and volunteers to head home.
“And just about the time he said that, the sheriff came through with the sirens blaring, saying, ‘Leave now, leave now, leave now,’” Peterson said.
The second miracle was the safe. Peterson had moved from Spokane to Silver Lake Camp’s staff housing just two months prior, and she still kept an overnight bag in her car for nights when she visited a friend back in the city and was too tired to make the return trip. But earlier Friday, while helping search the grounds for a missing wallet, she’d decided on a whim to walk back to her house and throw her lock-box with her ID, passport, and other important documents into her car, as well.
Looking back, she isn’t sure what compelled her to do it. Though the sky was just starting to get hazy, it wasn’t anything out of the ordinary for the season, much less cause for alarm. Still, maybe some unconscious part of her picked up on the danger — the smell of nearby smoke; the direction of the wind, which would blow embers across the lake; the preceding week of dry heat.
Peterson, though, calls it God’s wisdom — when she went to evacuate her house after the sheriff’s alert, she already had a de facto go-bag in her car. With just minutes to decide what else to take with her, she had only to reach for her pillow, Bible, and laptop. She never suspected it’d be the last time she’d see her house and the rest of her things.
Peterson began her evacuation, bumping across the two cattle guards leading out of the camp and onto the only road out of the neighborhood. The smoke grew even thicker, reducing her visibility to nearly nothing. Traffic choked the winding S-curves leading back to downtown Medical Lake. Peterson shudders now to think about how much worse the chaos would have been if hundreds of Spokane campers had arrived at the usual check-in time.
By the time she finally made it out of town, Peterson was praying, tears streaming down her face. She passed a vantage point where she could look out to the south and take in the scope of the fire. Although she didn’t know it at the time, she was witnessing the third miracle.
The Gray Fire would ultimately take one life and consume over 10,000 acres and 259 buildings. Only about half a dozen houses on the west side of Silver Lake would make it through the fire, and each of them suffered severe smoke damage. But at Silver Lake Camp, the fire only reached the upper campus, where it destroyed five cabins, two shops, and five staff homes, including Peterson’s and Andrews’. And despite the lower campus cabin windows having been left open during the hasty evacuation, “not one of them had any smoke damage on the inside,” Peterson told me. “No way to explain that.”
About the time Peterson was fleeing the wildfire in Medical Lake, a pile of dried grasses under a tarp spontaneously combusted on a rural gravel lane called East Oregon Road, some 40 miles to the northeast.
While Medical Lake is small, with a population of around 5,000, it is home to a major state psychiatric hospital and an Air Force base, and is a classic example of the wildland-urban interface, attracting Spokanites who want to live closer to nature. But no one would describe Elk, an unincorporated neighborhood along the Little Spokane River, in the foothills of northern Spokane County, as anything other than rural.
“Elk used to be a thriving timber town. There were hotels, bars, brothels — this, that, and the other thing,” Rick Knapp, who’s lived in the community for six years, told me. These days, Elk is “just a white spot on the road.”
Like the Gray Fire in Medical Lake, the Oregon Fire — referred to locally as the Oregon Road Fire — burned hot and fast, fanned by the week’s dry air and the same high winds that billowed the flames on the shores of Silver Lake. Within two hours of the property owner’s reporting the tarp ignition, the fire had already raced through 2,000 acres of surrounding cropland and timber forest. “Leave now” evacuation notices went out to some 8,000 people across the region; over the weekend, the fire would consume almost 11,000 acres, 384 structures, and — like the Gray Fire in Medical Lake — take one life.
The Spokane County fires on August 18 were just two of the 56,580 wildfires that ignited in the U.S. in 2023. You never hear anything about the vast majority of those fires, though. Many burn in remote areas, far from property or infrastructure that can be tallied up in headline-making damages. Most are also small and extinguished quickly; last year, for example, the National Interagency Fire Center reported that “large wildfires” that burned a minimum of 100 acres in timber or 300 acres in grass represented less than 2% of total wildfires in the country.
When it comes to wildfires that impact communities, though, the Gray and Oregon Fires can serve as instructive case studies. Though they were neither small nor insignificant, they failed to garner the kind of national attention — or the outpouring of funding and support — of the fires that haunt the national consciousness, like the deadly Camp Fire in Paradise in 2018 or the 2023 wildfire in Maui, which ignited 10 days before the Spokane County fires. Most national news outlets ran a single story on the two fires, if they covered them at all; ultimately, most of the coverage came from reporters writing for the region’s local newspaper, The Spokesman-Review.
Initially, the Gray and Oregon fires were too small even to qualify for aid from the Federal Emergency Management Agency, forcing many people in Elk and Medical Lake to navigate the recovery without a guide. Terri Cooper, Medical Lake’s mayor, told me that in the absence of an obvious roadmap to follow, she reached out to fellow mayors like Dan Harwood of Malden, Washington, a town that lost 80% of its homes in a 2020 wildfire but had to make do without much help from the federal government.
That is the case for many smaller communities that are affected by wildfires each year. The federal government typically steps in only when fires overwhelm state resources; between 2019 and 2023, Presidents Trump and Biden designated just 13 wildfires as major disasters, limiting access to funding in locales that sustained more minor damage. In 2021, FEMA denied roughly 70% of wildfire survivors’ claims, not counting those it suspected of being fraudulent.
Major catastrophes like the megafire in Paradise and wildfires in densely populated locations such as Lahaina and Los Angeles have taught us much in recent years about how to live with fire. And yet most wildfire-impacted communities will find more in common with the stories of the people of Medical Lake and Elk. It’s for this reason that we’ve decided to highlight the communities as an example of how other neighborhoods and towns can recover from a wildfire — from the initial response by aid groups and local leaders, to the long-term fight for federal funding and insurance payouts, to the look ahead at how to rebuild and prepare for a future that is all but guaranteed to see fire again.
Despite the distance between Medical Lake and Elk, media write-ups almost immediately treated the Gray and Oregon fires as a single event. It’s easy to see why: The fires ignited within hours of each other under the same extreme conditions (Medical Lake was in fact under a critical fire danger warning, and local fire chief Cody Rohrbach had told the city council that the 18th would see “the worst fire weather of the year”), and pulled on the same strained firefighting resources.
More critically, though, when Spokane County commissioners declared a state of emergency on Saturday, August 19, they sought funding resources to address both fires together. “It was to everyone’s benefit to count the two fires as one,” Jeanna Swanson, the director of New Hope Resource Center, a faith-based nonprofit and food pantry that serves northern Spokane County, told me. Although each was severe on its own, together the Gray and Oregon fires destroyed 366 homes and 710 structures, resulting in an assessed property value loss of $166 million, making them the worst fire event in Washington State’s history. “We probably wouldn’t have gotten FEMA money, or some of those other dollars” if officials hadn’t treated the fires as a single event, Swanson told me.
The day after she evacuated the Silver Lake camp, Peterson learned from her boss, Andrews, that the fire had destroyed her house. “When it was finally safe to return to the area about five or six days later, Peterson felt an odd sort of lightness. “I was like, ‘Wow, yeah, it did burn to the ground,” she said. “I mean, everything was gone.” She’d lost her entire wardrobe, aside from what she’d packed in her overnight bag, including all her teacher clothes from her previous life. When Samaritan’s Purse reached out to her to offer to sift through the remains of her house, and was there anything she wanted them to look for?, Peterson asked only for her father’s camp whistle from his days working in the Black Hills of South Dakota and a piece of rose quartz from the same region.
As a chaplain, she took naturally — and immediately — to directing community members to available resources, and Silver Lake Camp became a hub for organizing the recovery effort. The local Lowe’s hardware store donated pallets of Gatorade and water, which the camp staff left in the driveway for anyone to take. Silver Lake Camp also opened up its bathrooms to anyone who needed them while sifting through the remains of their homes.
Perhaps most important, though, was the mobile internet that Cooper, Medical Lake’s mayor, brought to the camp. Access to Wi-Fi enabled residents to begin to fill out the necessary forms for insurance and recovery. “You can’t do it on your phone,” Peterson said. “We had a space at the camp if you needed to hop on a laptop, and opened up the property for people to come in and have meetings with, say, their demo guy.”
By the Sunday following the fires, Washington’s then-governor Jay Inslee had issued an emergency proclamation to coordinate the state-level response and mobilize the National Guard. Inslee also treated the fires in Medical Lake and Elk as a single event. But for all the fires’ technical similarities, the circumstances and responses to them couldn’t have been more different.
“We out here in Elk are a different lot,” Knapp told me when I asked him to describe the differences between Elk and Medical Lake. “I won’t say we’re hillbillies, but I will say that we enjoy and cherish our freedoms, and don’t like to be bothered by governmental agencies, because there’s not a lot of trust in those agencies.”
Many of the people who lost their homes in the Oregon Fire earned below 80% of the median family income for Spokane County. “You’ve got people out here — I’m not saying they’re squatters, I’m just saying they’re living on Grandpa’s property and Grandpa may or may not be still alive,” Knapp went on. “They don’t have a deed that says they are the owners of the property. They never had insurance.”
Even if the residents of Elk had been receptive to outside help, the community is unincorporated, meaning there was no mayor or local government to advocate on its behalf or to coordinate the immediate fire recovery.
But it did have Pastor Jose of the Country Church of the Open Bible.
August 18 was Jose Ng’s wife’s birthday. As Ng recalled to me, he learned about the Oregon Fire from their friends, who left her celebration early to check on their home. “I said, ‘Well, hey, why don’t you bring your stuff down to the church?” Ng said. “That’s kind of how it initially started.”
By Friday evening, as the Oregon Fire grew increasingly severe, more people from Elk began gathering at the church, awaiting news about their homes. Ng invited anyone who’d evacuated to stay the night, and “a handful of people just kind of camped here,” he said. “The next morning, you wake up and you realize that a bunch of these people had lost everything.”
Ng described the population of Elk to me as close-knit, independent, and deeply attached to their land — skeptical of handouts, maybe, but loyal to one another. When people in “rows and rows of cars coming from Spokane” eventually filled the church’s foyer with donations, fire victims felt more comfortable accepting assistance from the church than from an outside group like the Red Cross or Salvation Army. Local restaurants began to reach out to Ng about donating food, and soon larger organizations from across the region began contacting Country Church to offer their assistance.
Unlike wildland-urban interface communities like Medical Lake, which benefit from proximity to major population areas, media attention, and politicians who can advocate on their behalf, rural communities like Elk face unique challenges after wildfires. They have more limited access to disaster and emergency resources, meaning community members must lean even harder on each other.
As is the case with other climate disasters, wildfires disproportionately affect low-income and disenfranchised populations. Shasta County in California has a poverty rate of over 17% — and a FEMA wildfire risk score of more than 99 out of 100. Nearby Lake County and Mendocino County, where the poverty rate exceeds 20%, also have risk scores above 97. (Around half of the people exposed to wildfires in Washington State are also considered socially vulnerable.)
Over half the people who lost their homes in Elk were uninsured, and almost everyone else was underinsured. “Everybody has big chunks of property, but nobody wants to leave their land,” Ng told me. “And so people were staying in their cars or their tents or whatever they could find on their property.” Others moved into RVs and campers that “had mold, and some of them leaked,” Swanson told me.
Despite the entrenched suspicion of outside help, it was clear to community leaders in Elk, including Ng and Knapp, that they’d benefit from the disaster falling under the same umbrella as Medical Lake’s. Elk Strong, a loosely organized community resilience group, soon joined forces with ReImagine Medical Lake, a civic revitalization group that Mayor Terri Cooper had launched 10 years prior with her sister, to create a joint long-term recovery group that would allow both communities access to more funding due to their combined losses.
The first month and a half after a fire are the most critical and intense, Cooper told me. But the true heavy lifting was still ahead. “After about that five-week initial period,” Cooper said, “is when the recovery really begins.”
Medical Lake and Elk had another good reason for teaming up: They’d seen what happened in Malden.
On Labor Day in 2020, a windstorm knocked a tree branch onto a power line 40 minutes south of Spokane, sparking the 15,000-acre Babb Road Fire. Though nobody died in the fire, between 80% and 85% of the buildings in the small towns of Malden and Pine City burned to the ground.
FEMA funds are contingent upon the president approving a disaster declaration. But despite the near-complete devastation, President Donald Trump allegedly foot-dragged on approving the disaster request from Inslee, a Democrat, due to “personal animosity” between the two, The Spokesman-Review reported at the time. (Trump won Washington’s 5th Congressional District, which includes both Malden and Medical Lake, by 9 points. Inslee did not return a request for comment.) Two weeks after President Joe Biden took office in 2021, he finally approved Inslee’s request for the disaster declaration — but denied an individual request for funding for Malden and Pine City after FEMA determined the damage “was not of such severity and magnitude to warrant the designation.”
FEMA offers both public and individual disaster assistance. Even considered together, the fires in Elk and Medical Lake did not meet FEMA’s $13 million threshold for damages to public infrastructure to qualify for public assistance funding, since most of the damage occurred on individual properties rather than downtown. FEMA’s individual assistance fund, meanwhile, is designed for uninsured and underinsured households, and approval is contingent on the county arduously tallying the number of victims who would qualify. By late September, Spokane County commissioners had managed to identify just 40 damaged homes without insurance — it generally takes several hundred to earn the approval of FEMA — with 200 homes still waiting to be assessed.
Though it doesn’t seem like it should take so long to gather evidence proving the extent of a fire’s damage, survivors have to report their own losses, a daunting, complicated, paperwork-laden process that is often far from mind while someone is reeling from the aftermath of losing everything they owned. Cooper later told Spokane’s KREM2 News that she believed it was a mistake “going to the government first” in pursuit of aid, rather than leaning into the grassroots support that was more immediately available to the towns. (Earlier that August, FEMA approved funds to help Washington specifically with associated firefighting costs.)
In October, about a month and a half after the Oregon fires, Inslee appealed directly to Biden, estimating that it would take $5 billion to address all the damage and seeking the presidential disaster declaration that would free up FEMA funds. Even then, community members had serious doubts about the federal government’s willingness to help. Malden’s experience aside, FEMA’s depleted coffers were a national news story by the fall of 2023. After the fire in Lahaina and Hurricane Idalia, which by September had already run the federal government $325 million in cleanup costs, there were legitimate concerns as to whether there would be enough money left to address the recovery efforts in Elk and Medical Lake, which remained off most Americans’ radars.
It took six months after the fire, until January 2024, for Biden to finally grant Inslee’s disaster request. In response to questions about the long delay, a FEMA spokesperson told me in a statement that “unlike the last administration, [the Department of Homeland Security] and FEMA remain focused on effective, non-political disaster response,” and that the agency will “continue to support Americans impacted by disasters no matter the size or scope of the disaster, or the state or jurisdiction they live in, allowing local governments to lead the response managed by their states.”
The community leaders in Medical Lake and Elk were not the sort to twiddle their thumbs while waiting for the feds to step in. ReImagine Medical Lake — Cooper’s organization — and Elk Strong swiftly formed the Spokane Regional Long Term Recovery Group, a nonprofit that aimed to coordinate recovery efforts across the two communities. “We went through the whole nine yards to make it official, and we tried to be extremely transparent,” Knapp told me. “We didn’t want to play favorites between Medical Lake and Elk.”
With Cooper as president of the SRLTRG, the group decided that no member of the 12-person board could have lost their home in the fire — a stipulation aimed at ensuring the group’s decisions were unbiased and even-handed. Similarly, the group maintained separate committees — Elk Strong and ReImagine Medical Lake — to ensure both communities received equal attention. Almost immediately, the SRLTRG also began working with the Innovia Foundation, a local community need organization, to distribute financial donations through nonprofits like the Country Church.
One of the highest priorities from the outset was providing housing to survivors, particularly in Elk. Even months after the fire, many were still living in inadequate shelters, potentially exposing themselves to toxins in the rubble of their former homes. But there was an even more immediate concern: the onset of winter.
“RVs are fun in the summertime, but in the wintertime, they’re cold,” Knapp said. “We set up an initiative to help winterize the RVs by putting skirting around them and insulating the water pipes underneath so that they wouldn’t freeze.” The recovery group also worked to restore power to the properties, purchasing meter boxes and digging ditches for the cables.
But much of the work of wildfire recovery happens on paper. “It’s a lot of tracking and helping people get back all their documents,” Cooper told me. “And then, ‘What’s your income status?’ Every funding mechanism has its parameters.”
Insurance, in particular, has presented a significant and persistent challenge for victims, as policyholders are required to supply an itemized list of lost items with details as specific as the size and make of, say, individual sweaters. “It’s so infuriating,” Peterson told me. “In some states, they don’t have to do the list, they just look at the house and go, ‘Yes, total loss.’” California, for instance, is pushing insurers in this direction. Peterson said that putting together her own list was a major stressor because “none of us thought, ‘Oh, I’ll go videotape or take pictures’” when evacuating their homes.
One of the most challenging long-term projects, though, is still the cleanup. In a wildfire, trees don’t necessarily burn entirely to ash; most remain as blackened, standing snags that are susceptible to toppling. (Falling snags are one of the leading causes of fire responder deaths, too, with burned-out trees accounting for as much as 30% of wildland firefighter deaths in a given year.) While the local utility, Avista, removed 5,000 at-risk trees in the Medical Lake area in the months following the Gray Fire, many of the properties in Elk are 20 acres or more, meaning there could be hundreds or thousands of dead snags on one piece of land.
Ng told me there’s an emotional element to the tree removal problem, too. Elk is home to a number of properties that have belonged to families for generations, and while mowing down acres and acres of dead trees is, in many cases, prohibitively expensive, it’s also “almost saying goodbye to a past chapter.” He likened it to deleting a voicemail from a loved one who’s since passed away.
Some people in Elk received new seedlings through a state-run reforestation program, but the funding has since run out. And the state never offered assistance planting the trees, even though many of the recipients were seniors or people who had lost all their tools and equipment in the fire.
Asbestos testing has been another hassle. “You have to get it if you’re going to get any kind of permits to rebuild,” Knapp told me. “You have to verify that you’ve tested and remediated any asbestos that may have been in play when the fire came through, and that’s very expensive.” Costs run between $1,000 and $3,000 for an inspection, and some owners haven’t yet gone to the trouble, meaning there are still toxic piles of rubble that are potentially leaching into Medical Lake’s shallow aquifer.
While Spokane County offers financial support for asbestos testing, Peterson — who struggled to get her own samples run because the local labs were too busy — said the program works on a reimbursement basis. “It’s frustrating to have someone look you in the eye and go ‘You have to get the asbestos testing’ when I just lost everything,” she said. “Now I need to put out how many thousands of dollars to get tested for asbestos? And then wait for reimbursement?” And while Cooper told me that only a small percentage of homes, perhaps 10%, actually tested positive for asbestos in Medical Lake, remediation is “astronomically expensive” — $60,000 to $80,000, in some cases.
Knapp also cited Washington State’s progressive building codes as an obstacle to people returning to their homes. “Out here in Elk, when you build a new house, you’re technically supposed to have an EV charging station,” he told me. “And you can’t use propane for heat anymore, because the tree-huggers say that it’s terrible. Well, that’s what they’ve been heating this house with for the past 50 to 100 years, and now you’re saying if I rebuild, I can’t use propane?” (In 2022, Washington passed a law requiring all new single-family homes to be “electric vehicle ready.” While propane isn’t outright banned, the state raised its building efficiency standards in 2023 so that “only heat pumps can satisfy them” — though, as we’ve covered here at Heatmap, a ban of that law is now being considered by the state’s supreme court.)
Sixteen months after the fire, in January 2025, Washington Senator Patty Murray helped to at last secure $44 million in disaster funds for Spokane County from the Department of Housing and Urban Development. The hope is that the HUD money will fill in the gaps left by other federal and state grant programs, as well as continue to help the under- and uninsured. But it’s also difficult for fire victims to see the county, nonprofits, and long-term recovery group receive millions in allocations while they themselves haven’t received any direct payments. “People go, ‘Oh, you just raised $100,000, where’s my check?’” Knapp said. “It doesn’t work that way. We don’t write checks to people. There has got to be a need, and we have to actually pay for that need.”
For others, recovery has meant pursuing some form of justice. On September 27, just weeks after the fire, Singleton Schreiber, a national firm specializing in wildfire litigation, filed a lawsuit accusing local utility Inland Power & Light Company of negligence over failing to repair a faulty security light that started the Gray Fire. (A lawyer for Inland Power & Light did not return a request for comment.)
Dan Fruchter, a partner at Singleton Schreiber’s Spokane office, told me that the firm is now representing “hundreds of clients” as part of the Gray Fire litigation. “It’s critically important to represent the individual clients and to make sure that they’re able to recover for the full extent of the harm done by the fire,” he told me. But he sees his role as an attorney as having a second function, too: “Preventing or mitigating the next fire through changes to infrastructure and vegetation management.”
Investigators have traced some of the most devastating fires in the country back to utilities, including the fire in Lahaina, the million-acre Smokehouse Creek Fire in Texas, and the Camp Fire in Paradise. (Utility-caused wildfires are not a problem exclusive to the U.S., either; the Black Saturday bush fires in Australia in 2009, which killed over 170 people, were started by a power line.) “The bigger the entity — a utility, a local government, a railroad — the more responsibility they have to protect the communities that they serve,” Fruchter went on. Though the Gray Fire lawsuit is still in its discovery phase, the court has set the current trial date for next January.
In the meantime, now two years after the fires, Elk and Medical Lake continue to rebuild slowly. Cooper received mentorship from other mayors who’d faced fires in their communities and hopes she can give back in the same way to anyone who endures a similar disaster in the future. Since the fires, she’s learned to navigate funding challenges and the importance of organizing a long-term recovery group. “There’s this world of disaster recovery nonprofits and volunteers that you don’t even know are there until it happens to you,” she said.
Cooper also helped Republican State Representative Mike Volz introduce a bipartisan bill during Washington’s 2023-2024 legislative session that would have formalized a long-term recovery program statewide, providing everything from grant assistance to a resource directory for communities to refer to after disasters. In particular, the bill aimed to facilitate a process for long-term recovery groups, such as SRLTRG, to receive government funding. In Cooper’s view, it’s these local recovery groups that have the best success in getting money to the people and causes that need it, but the groups often struggle for grant money because the government doesn’t consider them legitimate. But the bill ultimately died in Washington’s House Rules Committee before it could be put to a vote.
Something has to change, though. There is no standard timeline for wildfire recovery, as every community rebuild is unique; yet, more often than not, the timeline spans years. The Urban Institute found that the average HUD Community Development Block Grant Disaster Recovery grant, which helps address long-term recovery needs following presidentially declared disasters, takes more than 20 months even to start distributing funds. Paradise, California — which burned six years ago — was still only 33% rebuilt, with less than half the population it had pre-fire, as of March 2025, and its mayor has called its recovery “a 20-year rebuild.”
In the words of a U.S. Forest Service analysis of community recoveries after wildfires, “a few studies indicate that distress can continue several years after wildfires have occurred” — with rates of depression among survivors potentially exceeding 50% and lasting for more than a decade. Ecological recovery can last even longer: In the case of Medical Lake, which was mostly made up of old-growth ponderosa pines, Washington Department of Natural Resources manager Steve Harris has said he expects it to take “at least a century” for a fully developed forest to grow back.
Any way you look at it, it’s a long road ahead. While the Spokane Long Term Recovery Group has helped rebuild eight houses — two in Medical Lake and six in Elk — for people who could not have otherwise returned to their homes, there are at least a dozen others who are still waiting on similar assistance. Insurance remains a persistent problem, too. Per The Seattle Times, insurance companies have declined to renew 161 of the 484 policies in Medical Lake and Elk with payouts exceeding $30,000, and local premiums have also increased. Two years on, there are still 102 open claims of 658 filed.
These, however, are not front-page problems, and it’s easy for the attention of state and federal officials — much less the public — to move on to the next catastrophe. “At first, after a disaster, you have a bunch of resources, a bunch of manpower, a bunch of volunteers,” Ng, the pastor in Elk, told me. “But as it goes on — six months, one year, a year and a half — everybody kind of goes back to doing what they were doing before.”
But fire weather isn’t going away. Washington state is at risk of a “mammoth fire” due to climate change, The New York Times recently reported, and Spokane County remains especially at risk. “You have the fuel load. You have to be ready,” Cooper said of the potential for future fires in Medical Lake. “Because it’s likely going to come again.”
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September bills in competitive Republican-held districts have risen by a median of 21% between 2024 and 2026.
New Jersey’s 7th District is an odd place for an affordability fight.
The 15th wealthiest congressional district in the country, NJ-7 stretches from the tidal strait bordering New York’s Staten Island to the winding Delaware River state line with Pennsylvania. Between those two bodies of water, roughly a third of households earn more than $200,000 a year. The 7th Congressional District is also New Jersey’s “one rare and surprising swing district,” per Gothamist, and, as a result, it is also the spendiest on elections: the 2024 high-water mark of $26.3 million in campaign spending will likely be surpassed this year by incumbent Republican Tom Kean Jr. and Democrat Rebecca Bennett.
Needless to say, there are comparatively few constituents in NJ-7 for whom paying $40 more on a September electricity bill than two years ago — or about $300 more over the past 12 months — is the difference between whether they can afford groceries or not. But like many other Republican-held competitive seats this election year, the district has seen its electricity rates increase since just before President Donald Trump took office for his second term, according to the latest data available in Heatmap and MIT’s Electricity Price Hub.
In NJ-7, residents paid about 35% more on their electricity bills this September than two years ago; bills are up more than 18% over the past 12 months compared with the year before. Over that same time period, the Cook Political Report with Amy Walter moved Kean’s reelection race from “lean Republican” to “toss-up” to where it stands now: “lean Democrat.” NJ-7 is largely served by Jersey Central Power & Light and Public Service Electric and Gas Co, and, for both, increases in basic generation service charges — that is, what utilities charge for the production and supply of electricity — drove most of the spikes in bills.
“Kean Jr. voted to roll back commonsense energy tax credits and jack up electricity bills for New Jersey families,” the Democratic Congressional Campaign Committee wrote in a June memo, seizing on the opportunity. “Skyrocketing utility bills are a major issue in the Garden State, and Kean Jr. is part of the problem.” The National Republican Congressional Committee has defended Kean by pointing to his vote for the Ratepayer Protection Act (which passed the House last month only to fail in the Senate) and his record of opposing “Green New Deal policies” to “protect families from rising costs.”
The New Jersey race has more to it than electricity prices, of course; the 7th District election has drawn national attention, including involvement from Elon Musk and, at one time, President Trump. But if even a race in one of the country’s wealthiest districts has become a referendum on affordability to some extent, incumbent Republicans elsewhere are certainly feeling constituents’ ire, too. In the 42 closest races listed as “toss-up” or “leans” by the Cook Political Report, September bills in Republican-held districts have risen a median of 21% from 2024 to 2026, compared with just 13% for Democratic-held seats (and compared to 16% across all 435 House districts).
Comparing September bills is useful because it suggests how voters are perceiving utility costs as they prepare to submit their ballots. But September, being a shoulder season, can also vary in temperature in many parts of the country, meaning bills may be higher because of a late summer heat wave — or an early cold snap. Still, looking over the past 12 months, bills in competitive Republican-held districts have risen twice as fast as those in competitive Democrat-held seats (8% vs 4%). Overall, 22 of the 29 Republican-held House seats in active play this November are in places where electricity bills have risen more than 10% since Trump’s election.
Another race where affordability concerns and rising electricity bills seem to be intertwined is Pennsylvania’s 10th Congressional District, held by Republican and former House Freedom Caucus head Scott Perry. The typical September bill in PA-10 rose from about $126 to $202 in just two years, a 61% increase, according to the Electricity Price Hub. (The most recent data for the district are projections, because New York and Pennsylvania release their reports on a delay.) Among the utilities in PA-10, generation contributes the largest amount to average bills, with costs roughly doubling since 2020.
Pennsylvanians are feeling it: 57% of registered voters in PA-10 told a local pollster it is “very” or “somewhat” difficult to afford monthly utility costs, making it a bigger financial struggle than groceries, gas, rent, or health care.
Perry’s opponent, Janelle Stelson, has hammered him on affordability (including gas prices) while groups like the Natural Resources Defense Council have labeled Perry as a “rate raiser,” pointing to his coziness with the fossil fuel industry and his proud opposition to renewable energy development.
Perhaps nowhere are utility rates more central to a House race than in New York’s 17th Congressional District, where Republican incumbent Mike Lawler is in a “toss-up” race against Democrat Cait Conley. His constituents are paying about $50 more on a September electricity bill than they were before he was elected in 2024, while bills have risen more than 17%, or over $330, in the past 12 months compared with the year prior. (Across the utilities servicing NY-17 — as well as NY-19, another district where utility bills are a central talking point— the delivery portion of the bill tends to be the largest, though generation costs have also grown substantially over the past five years.)
While rising electricity bills have given Democrats an easy line of attack on vulnerable Republicans heading into the midterms, Congress admittedly doesn’t set utility rates and there are limited levers for elected officials to pull to keep them down in the short term. Heatmap’s data, rather, indicates the places where voters appear especially sensitive to rate increases and may be taking it out on their elected officials — although there are still caveats.
For example, the trends are also largely regional. Our data shows the steepest electricity increases among a cluster of seats in Pennsylvania, New York, New Jersey, and Ohio — many of them Republican seats in purple areas that Democrats would have targeted with or without the ammo of higher electricity prices. In other parts of the country, competitive races in California and Arizona have actually seen falling electricity bills.
Two can play the rate increase blame game, too. In New York’s 19th Congressional District, incumbent Democrat Josh Riley is running on lowering utility bills — as is his Republican opponent. (That race isn’t considered competitive by Cook, which puts Riley as the “likely” favorite.) In Ohio’s 9th Congressional District, a toss-up race where bills were about $40 higher in September of this year than in 2024, incumbent Democrat Marcy Kaptur and her allies are on the defensive and warn that her challenger, Derek Merrin, could jack them up even more.
Bills are up everywhere on average, and when you pull back, the influence on elections appears relatively small: the median competitive district’s bills rose 11.4% compared to the median bill for a safe seat, 10.3%, in January–September 2026 versus January–September 2024. The per-kilowatt-hour price of electricity (as distinct from household bills) rose slightly less in competitive races (8.2% median) than in safe seats (9.7% median). In some places feeling the squeeze on electricity bills, bigger issues are driving the election: Carol Obando-Derstine, a former utility employee who campaigned in Pennsylvania’s 7th District on lowering power bills, ultimately lost the Democratic primary to a candidate focused more on corruption and greed.
But in other districts, it won’t matter whether representatives have little control over electricity bills or whether rising prices are a national trend. “I’m working hard to keep my lights on,” one constituent says in a House Majority PAC ad that makes the case against the Republican, Lawler, in NY-17. “My bills keep going up.”
Current conditions: A new nor’easter is washing the ocean over North Carolina’s Highway 12 right as crews complete reconstruction on the Outer Banks thoroughfare following last month’s storm • After whipping Mexico’s Pacific Coast with heavy rains, Hurricane Trudy has weakened to a Category 1 storm • Super Typhoon Champi knocked out power for more than half of Guam before barreling toward the Philippines as a potential Category 5 storm.
Last week was the worst week for the tech-heavy Nasdaq 100 Index since President Donald Trump’s tariffs roiled the market in April 2025. The reason? Hotter than expected federal data on inflation fueled fears of an interest rate hike that could prove devastating to the buildout of artificial intelligence infrastructure. Investors were already worrying the physical investments would cost more than giants such as ChatGPT-maker OpenAI or Claude-creator Anthropic are set to earn. But on Monday, semiconductor makers such as Oracle, Intel, and Micron Technology rallied as the AI rout came to an end. Yet CoreWeave, the cloud-computing heavyweight that led the selloff last week, closed slightly lower. The issue, investors told CNBC, is the company’s debt load. “The market tends to get worried about companies that have refinance risk when rates are higher, and CoreWeave was a little bit of the poster child,” John Lloyd, global head of multi-sector and corporate credit at Janus Henderson, whose firm owns CoreWeave bonds due in 2031, told the broadcaster. “They need the debt markets in order to grow, in some form or fashion.” That CoreWeave came close to bouncing back at all comes down at least in part to Ark Investment Management chief Cathie Wood opting to buy about $12 million of shares in the company amid the market plunge last week, a play for which The Street notes she’s known. Notably, Oracle, which was previously dubbed the “canary in the coal mine” for concern over AI debt, closed just 1% higher before plunging in after-market trading.
Microsoft, meanwhile, pulled out a major data center deal in the United Kingdom to anchor Nscale Global Holdings’ debut facility in the country, located in Loughton on the outskirts of London. But The Wall Street Journal reported that power supply issues ultimately caused Microsoft to back out of the 50-megawatt project, highlighting how hyperscalers can throw a major data center complex into disarray even at a later stage in the development. Nscale’s upcoming $35 billion stock market debut rests, as The Information noted, on its ability to build data centers.
Amazon is backing a deal for another power plant built with X-energy’s next-generation reactors. On Monday, the high temperature gas-cooled reactor startup, in which Amazon took an equity stake two years ago, signed a joint development agreement with American Electric Power to evaluate a potential 960-megawatt project at a former coal site in Sullivan County, Indiana. In a press release, AEP CEO Bill Fehrman said Amazon’s support provided “all necessary capital protections and financial safeguards that we have said are essential for any potential nuclear project to move forward.” That’s a notable departure from the line many utilities executives share in private, which is that — absent some kind of federal cost overrun insurance — building new reactors will prove too difficult a sell to shareholders. It’s part of a string of nuclear deals for Indiana, which currently has no operating atomic power reactors in its borders. On Monday evening, AtkinsRealis, the developer behind Canada’s signature CANDU reactor technology that can run on raw uranium, announced a memorandum of understanding to build up to 6 gigawatts of the pressurized heavy water reactors in Indiana. The state and the utility Hoosier Energy are the counterparties to the agreement.
In Arkansas, meanwhile, Google unveiled a new “enhanced partnership” with utility giant Entergy to power the tech giant’s West Memphis campus. As part of the agreement, Google pledged to support solar, battery, and transmission investments in Arkansas that the companies said would deliver “at least $500 million in new savings for all customers.”
Secretary of Energy Chris Wright called out New York Governor Kathy Hochul for holding up a natural gas pipeline he said would lower heating prices for residents in the Northeast as early as winter of 2028. During an appearance Monday on the Fox Business Network, Wright touted his agency’s decision last week to award Williams Companies $42 million through the wartime Defense Production Act to speed up construction of the Constitution Pipeline. “We wanted to get this in by winter of 2027 but delays and still opposition from energy-subtraction Democrats has unfortunately slowed the effort,” Wright said. “The delay right now is the governor here in New York State. We’ve been talking with her. We hope she’ll go along with this. Maybe after the election, I think she will.” The governors of all six New England states, he said, “are all on board with it.”
In a statement to me, Hochul spokesperson Ken Lovett called the announcement “nothing more than a political ploy to divert attention from Trump’s tariffs and his reckless war in Iran that have not only failed to bring down prices as the president promised, but have dramatically driven up home energy costs and gas prices at the pump.” He added that, “while the president continues to obsess over blocking renewable energy projects in order to focus on gas, oil, and even coal, Governor Hochul is focused on driving an all-of-the-above energy strategy designed to keep the lights on and costs down for New Yorkers.”
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Albertans are the richest Canadians on average, thanks to the province’s oil and gas industry. They’re also — after the Quebecois, of course — among the Canadians with the strongest claim to a distinct identity from the national Anglo norm, often drawing comparisons to Texans within the U.S. Monday offered the biggest test yet of just how differently Alberta sees itself. Turns out whatever regional resentments Albertans may have against Ottawa after a decade of Liberal Party rule that frequently sought to restrict the oil and gas sector hasn’t been enough to merit secession. Voters overwhelmingly rejected a nonbinding referendum calling for a real vote on whether to split away from Canada and establish an independent Alberta. At least part of the reason may be that Prime Minister Mark Carney has put a new focus on beefing up Canada’s domestic energy industries in a bid to increase exports and make the country less reliant on an increasingly aggressive U.S. That includes building new pipelines. But a new analysis by Reuters warns that a successful infrastructure buildout won’t lead to another jobs boom in oil. Much of the growth in oil sands output, instead, “is likely to come from automation and efficiency gains rather than large-scale hiring,” the newswire reported, citing industry forecasts and nearly a dozen interviews with company officials, workers, politicians, and academics. Carney admitted as much when asked by the reporter during a visit to Alberta’s Fort McMurray this month: “I wouldn't use the term ‘boom.’ I would use ‘sustained growth.’”
Europe, meanwhile, is trying to keep its own populist blowback to rising prices contained. Right as violent protests over cost of living spread from France to Italy, the Italian government has struck a deal with the European Commission that Prime Minister Giorgia Meloni expects to slash household energy bills ahead of next year’s elections. Under the agreement, according to the Financial Times, Italy will be allowed to compensate gas-fired generators to keep wholesale electricity prices from rising above €59 per megawatt-hour, roughly $66. The European Union’s market rules require that the last and most expensive source of electricity tapped to meet demand serves as the wholesale price. But the EU’s executive chamber allowed for Italy to ease its rules after prices surged 45% higher than in nuclear-powered France and renewables-rich Spain last month.
China’s exports of solar panels fell 6.4% last month compared to the same period last year, according to Reuters. That marks the fifth straight year-on-year decline in 2026. It’s a sign that China is cracking down on its glut in solar manufacturing. But Beijing isn’t looking to lose its edge over the fastest growing electricity source in the world. Last week, Bloomberg reported that China had added 12 pieces of solar-related manufacturing equipment to its list of items restricted from export. That could make it much more difficult for U.S. manufacturers comply to stand up factories given the Trump administration’s 232 import restrictions on Chinese solar equipment, which take effect later this year. The results of the Department of Commerce’s Section 232 investigation into polysilicon, which my colleague Emily Pontecorvo and I covered here, are meant to be the Trump administration’s lifeline to solar manufacturers who lost a key incentive when federal tax credits expired, ending a bonus program for developers that use domestically-made panels.
One area where China has appeared to be gaining an edge — green hydrogen production — may still remain a competitive industry for Western manufacturers. Chinese electrolyzers, the machines needed to separate the H from H2O with electricity, cost less than half of those made outside the country, according to data from the International Energy Agency. But trade levies erase much of that advantage, ultimately reducing capital expenditures by only 8% for European projects using Chinese equipment, Hydrogen Insight reported.
Call it mine-to-battery manufacturing. As demand for batteries booked, Ivanhoe Electric had planned to differentiate itself by taking a fully integrated, farm-to-table approach, owning and operating its own copper mine, refining the metal, and ultimately turning that copper into cathodes for batteries all at its same site in Arizona. Now, however, there’s an even bigger sector demanding copper: Data centers. New data center projects are driving so much demand for copper that the company is considering selling its copper to buyers other than itself, Bloomberg reported.
The company simplifies the process of getting consistent, apples-to-apples bids.
With commercial electricity prices steadily climbing, many businesses and real estate owners are increasingly eager to generate and store their own power onsite, cutting their bills and making costs more predictable. But figuring out whether solar and storage can actually pencil out — and under what conditions — can be a nightmare. Ask a handful of developers for a quote and you might get a rooftop solar array from one, a ground-mounted solar and battery system from another, and a gas turbine from a third, each with its own size, price, and financing terms.
That leaves buyers comparing apples to oranges. And for businesses evaluating a portfolio of potential projects, the process gets even messier. “These are very local-centric systems. Different interconnection requirements, different permits, different suppliers,” Gareth Evans, CEO of the onsite energy planning and procurement startup Veckta, told me. “There are hundreds of solar developers in every state.” The hard part, he added, is “knowing what supplier to go with, how to ask them the right questions in the right language, in the right format, so that you’re getting consistent bids back that you can compare and contrast.”
That’s the tension San Diego-based Veckta has built its business around. And on Tuesday, the startup announced an oversubscribed $11 million Series A to scale its solution. Origin Ventures led the round, with participation from others including the climate-focused investor VoLo Earth Ventures, which led Veckta’s $3.3 million pre-seed round in 2022.
The company starts with a single input: a property address. Veckta’s software analyzes over 5,000 data points, including utility rates, grid emissions, outage risk, local equipment and construction costs, and available incentives to assess — in under a minute — whether an onsite energy project makes financial sense. That helps buyers define their needs, from system size and installation type to contract terms, and ensures that potential suppliers are bidding on the same requirements. The result is a set of comparable proposals, without the upfront cost of hiring a consultant or supply chain expert.
Veckta’s platform includes more than 3,000 vetted suppliers. As bids come in, the startup automatically compares them based on factors including the supplier’s track record, warranties, equipment offerings, compliance with foreign entity of concern requirements, and ability to leverage federal and local incentives. From there, Veckta makes its recommendations. “Supplier A is your best option if you want U.S.-made equipment with the longest warranty, best guarantee, and they’ve done these projects before,” Evans explained, by way of example. “Supplier B is disqualified because they’ve never done a project in your state.”
Out of the roughly 34,000 customer sites Veckta has analyzed, Evans said 37% would see positive returns today by installing solar panels, battery storage systems, or both. That translates to $3.1 billion in potential project value, concentrated largely in markets with high electricity rates such as the Northeast and California, and among businesses facing steep peak-demand charges. But as utility rates continue to rise and installation costs fall, he expects onsite power to become cost-competitive with the grid at “almost 100%” of sites within five years. The startup estimates that would unlock a whopping $12 billion in potential project value.
Veckta wouldn’t capture all that itself, of course. Rather, it generates revenue in two ways: buyers pay an upfront platform fee, and the winning supplier pays a success fee once a contract is signed. Evans told me the startup has been net profitable for the past year, though he would not share specifics. So far in 2026, customers have signed contracts for onsite energy projects at 128 sites. These typically range from 250 kilowatts for businesses like car dealerships and retail stores to 10 megawatts or more for manufacturing facilities, warehouses, or cold storage facilities. “That ranges from Fortune 500s right down to your individual business owner,” Evans told me.
With this latest raise, Veckta plans to expand its supplier network and grow its sales, marketing, and customer support teams. It also wants to help customers capture additional revenue streams from their onsite energy systems, such as by connecting them with demand-response programs, using batteries to provide grid services like frequency regulation, and selling renewable energy credits.
Named customers include rental car company Enterprise Mobility, real estate investment trust Regency Centers, and auto dealership group Lithia & Driveway. About 80% of the projects the platform facilitates today involve rooftop solar paired with batteries, but the company has begun to branch out.
“We’ve done waste-heat-to-energy, we’ve done EV chargers, done backup generators, and then the latest is, we’ve just finished our first pilot on roof replacements,” Evans told me. “We are firm believers that for any complex purchase that is a non-commodity that you can’t just buy off the shelf, we are best placed to help our customers competitively source those deals.”