You’re out of free articles.
This Halloween, get 20% off using code ADVANCED
Log in
To continue reading, log in to your account.
Create a Free Account
To unlock more free articles, please create a free account.
Sign In or Create an Account.
By continuing, you agree to the Terms of Service and acknowledge our Privacy Policy
Welcome to Heatmap
Thank you for registering with Heatmap. Climate change is one of the greatest challenges of our lives, a force reshaping our economy, our politics, and our culture. We hope to be your trusted, friendly, and insightful guide to that transformation. Please enjoy your free articles. You can check your profile here .
subscribe to get Unlimited access
Offer for a Heatmap News Unlimited Access subscription; please note that your subscription will renew automatically unless you cancel prior to renewal. Cancellation takes effect at the end of your current billing period. We will let you know in advance of any price changes. Taxes may apply. Offer terms are subject to change.
Subscribe to get unlimited Access
Hey, you are out of free articles but you are only a few clicks away from full access. Subscribe below and take advantage of our introductory offer.
subscribe to get Unlimited access
Offer for a Heatmap News Unlimited Access subscription; please note that your subscription will renew automatically unless you cancel prior to renewal. Cancellation takes effect at the end of your current billing period. We will let you know in advance of any price changes. Taxes may apply. Offer terms are subject to change.
Create Your Account
Please Enter Your Password
Forgot your password?
Please enter the email address you use for your account so we can send you a link to reset your password:

There is no dearth of advice on the internet about how to lower your personal carbon emissions, but if we had found any of it completely satisfying, we wouldn’t have embarked on this project in the first place.
Our goal with Decarbonize Your Life is to draw your attention to two things — the relative emissions benefits of different actions, as well as the relative structural benefits. (You’ll find everything you need to know about the project here.) For the first, we needed some help. So we shared our vision with WattTime, a nonprofit that builds data-driven tools to help people, companies, and policymakers figure out how to reduce emissions, and lucky for us, they were excited to support the project.
“So many people out there feel helpless when it comes to addressing the climate crisis, but we believe that anyone, anywhere should have the tools and information they need to make a difference,” Henry Richardson, a senior analyst at WattTime, told me as we were wrapping up this project. “So we love the idea of helping average consumers understand which actions actually available to them can meaningfully contribute to reducing climate pollution. We want to help people prioritize those higher-impact activities that can mitigate climate change faster.”
WattTime’s claim to fame is building an API that calculates the emissions impact of using the grid at a given time and place. Users can then shift their energy consumption to times when the grid is cleaner or to build renewables in places where they will reduce emissions the most.
In an ideal world, we would have taken a similar time- and place-based approach in calculating the emissions savings of each energy-related action on our list. Switching to an EV if you live somewhere with very clean power will reduce emissions more than if you live somewhere with lots of coal plants, and likewise, getting rooftop solar if you live somewhere with coal-fired electricity is more effective than in areas with a cleaner grid. But when we started to game it out, we realized that level of exactitude would be, if not exactly impossible, certainly insanity-inducing.
Instead, WattTime helped us calculate the effect of each action if it was undertaken by an “average American household” — that is, one that consumes an average amount of electricity per year, drives an average number of miles in an average car per year, uses an average amount of energy for space heating, et cetera. WattTime also pulled data from publicly available sources like the Environmental Protection Agency, the Department of Energy, and the Energy Information Administration, to estimate the baseline emissions and savings of a given action. We ultimately made two calculations for each action to account for two different ways of estimating the emissions from using the electric grid:
While the first method gives us a picture of how much good each action can do in an immediate sense, the second gives us a picture of how much good it can do over time. For example, using the first method, buying clean power came out on top, with rooftop solar offering the potential to cut CO2 by about 5.7 metric tons per year, while switching to an electric vehicle would cut about 3 metric tons per year. But using the second method, car-related actions won out, showing EVs cutting CO2 by 4.6 metric tons per year, and rooftop solar cutting 1.4 metric tons per year. The truth is probably somewhere in the middle.
To calculate the emissions savings from dietary changes and food waste management, we turned to two more partners: HowGood, a data platform for food system lifecycle analysis, and ReFED, which collects similar data for food waste. As with energy, we used federal data from the U.S. Department of Agriculture to estimate the average American diet and ReFED’s estimates for the average American food waste mix (though note that those are for an individual, not for a household). From there, WattTime helped us determine that, for instance, just by replacing the beef in your diet with chicken, you could save nearly 2.5 metric tons of emissions each year — almost as much as you could save by going vegan.
Because we used averages and sought to simplify our list with actions like “electrify your space heating system,” rather than estimating the impact of every permutation like “switch from a propane furnace in Colorado with X efficiency to a cold climate heat pump with Y efficiency,” our estimates of emissions reductions are rough approximations and not reflective of real-world scenarios.
You’ll see that while these calculations certainly informed our ranking, they were not the sole metric we used to arrange this list. A quantitative analysis alone could not answer our question about the most “high-leverage” actions, so we used our reporting and expertise as climate journalists to fill in that last, crucial gap. Car-related actions and rooftop solar were neck-and-neck by the numbers, but we are confident that getting an EV (if you need to have a car) is more unambiguously necessary for the energy transition than getting rooftop solar. Similarly, while eating less meat can hugely reduce the carbon tied to an individual’s diet, the ripple effect it has on agricultural carbon emissions is less direct and harder to parse than the effect you can have by electrifying all your appliances and shutting down your natural gas account.
Getting an EV:
WattTime — 2.9 mtCO2/yr
Cambium — 4.5 mtCO2/yr
Structural benefits: Destroying demand for oil; increasing demand for charging stations; improving local air quality and chipping away at the social license for operating an internal combustion engine.
Getting rooftop solar:
WattTime — 5.7 mtCO2/yr
Cambium — 1.4 mtCO2/yr
Structural benefits: Get clean energy on the grid faster than utility-scale projects; influence neighbors; reduce electric demand in your neighborhood; reduce strain on grid if paired with a battery and part of a “virtual power plant”
Air-sealing and insulation:
WattTime — 1.2 mtCO2/yr
Structural benefits: Reduce strain on grid and need for grid investment; level out electricity demand to avoid the need to activate dirty “peaker” gas plants; prepare your home for cheaper, more even, and efficient heating and cooling
Switching to a heat pump for space heating:
WattTime — 1.4 mtCO2/yr
Cambium — 1.6 mtCO2/yr
Switching from a gas stove to an induction stove:
WattTime — Roughly even
Cambium — 0.1 mtCO/yr
Switching to a heat pump for water heating:
WattTime — 0.8 mtCO2/yr
Cambium — 1.6 mtCO2/yr
Switching from a natural gas-powered dryer to a heat pump dryer:
WattTime — Roughly even
Cambium — 0.1 mtCO/yr
Structural benefits: Increase demand for and reduce price of electric and efficient appliances; build a case for policies that wind down fossil fuel use; if fully electrifying, sends signal to downsize gas system.
Getting rid of your car:
WattTime — 5.17 mtCO/yr
Structural benefits: Supporting public transit and bike lanes, enabling others to use their cars less, too.
Switching from an omnivorous to a vegetarian diet:
WattTime and HowGood — 2.8 mtCO2/yr
Switching from an omnivorous to a vegan diet:
WattTime and HowGood — 2.9 mtCO2/yr
Replacing the beef in an omnivorous diet with chicken:
WattTime and HowGood — 2.5 mtCO2/yr
Structural benefits: Reduce demand for high-emitting food products, which has the double-pump benefit of reducing the amount of land required to cultivate high-emitting products; if replacing beef with chicken, increase demand for more carbon-efficient proteins; add to the business case for developing efficient plant-based proteins.
Cutting food waste in half:
WattTime and ReFED — more than 0.1 mtCO2/yr
Structural benefits: Reduce demand across the food system; send less food waste to landfill, which helps reduce methane emissions.
Composting all food waste:
WattTime and ReFED — 0.03 mtCO2/yr
Structural benefits: Encourages the build-out of municipal composting programs; encourages responsible farming practices by lowering the cost of compost; reduces demand for nitrogen-based fertilizer.
This Halloween, get 20% off using code ADVANCED
Log in
To continue reading, log in to your account.
Create a Free Account
To unlock more free articles, please create a free account.
The “35x35” electrification pledge and an AI pledge are on the table.
World leaders are flocking to the Mediterranean resort town of Antalya, Turkey, this weekend for the 31st United Nations Climate Change Conference, also known as COP31. The U.S., of course, will once again not attend, as President Trump not only withdrew the country from the Paris Agreement but also from the United Nations Framework Convention on Climate Change, the umbrella group that organizes the annual conferences. Still, 194 other governments will be there, putting their heads together on how to move another few inches toward a safer future.
This year, as with the last several convenings, the meeting arrives against a backdrop of geopolitical instability, worsening climate impacts, and growing concern about energy security and affordability. While conflicts like the Iran war in some ways bolster the case for the energy transition by surfacing the risks of fossil fuel dependence, prioritizing energy security can manifest as countries turning inward and showing less willingness to work for the global good.
Perhaps the biggest item on this year’s agenda is the “35x35” pledge, Turkey’s proposal to electrify 35% of the world’s final energy use by 2035, up from about 23% today. That would mean switching from gas-powered cars to electric vehicles and from burning fuels for heat to electric heat pumps. It would not necessarily mean generating all of the electricity to power those devices from clean sources, although countries have committed to triple renewable energy capacity during previous COPs. Turkey itself does not have a plan to phase out fossil fuels, and its use of coal and natural gas-fired power plants has been growing alongside renewables.
It’s not yet clear whether Turkey will encourage countries to sign onto the pledge outside of the main negotiations or try to get it into the final decision text of the conference. In a twist, the conference has two countries sharing the presidency this year, with Turkey playing host and overseeing the “action agenda” — the announcements, commitments, and dealmaking that happen outside the official negotiations — and its co-chair, Australia, mediating the formal talks.
In addition to the electrification goal, Turkey is also inviting countries to sign an artificial intelligence pledge declaring a “shared ambition to make AI part of the climate solution — sustainably powered, efficiently designed, transparently measured and available to all.” The pledge has no teeth, however, as it explicitly states that it creates “no new obligations” and notes that it should be implemented according to national priorities and circumstances.
Although there will be no big agreement like there was in Paris in 2015, the two weeks of talks will end, per usual, with a consensus document that summarizes the outcomes of the negotiations. The final text from last year’s conference in Belém, Brazil, set a new goal to triple finance for climate adaptation by 2035. Countries also agreed to create a “Just Transition Mechanism,” a program to help fossil fuel-based economies navigate the socioeconomic consequences of shifting to clean energy. But the final text at COP30 did not ultimately mention the creation of a roadmap to transition away from fossil fuels, despite more than 80 countries supporting the idea, and didn’t, in fact, mention “fossil fuels” at all.
Much of the work this year will be about building on those outcomes. The climate adaptation finance goal, for example, is still fuzzy, as the parties did not agree on a baseline year from which to triple the funding, or define what types of finance count toward the goal, meaning it’s unclear what the actual target amount for 2035 is. The Just Transition Mechanism is similarly skeletal — negotiators will need to hammer out how to operationalize it into something useful. Countries are also supposed to make progress on the Global Goal on Adaptation, an as-yet ill-defined goal first established in the Paris Agreement that negotiators are still working out how to implement.
Then there’s the overarching theme of finance. As I’ve written in the past, every annual climate conference is ultimately a fight over money — specifically how much developed countries are sending to developing countries to help them fight climate change and respond to its effects.
To date, countries have agreed to mobilize $1.3 trillion annually in climate finance from all sources for developing countries by 2035, with $300 specifically coming from developed countries. Climate finance reached record levels in 2024, the most recent year with comprehensive data, with total global flows hitting $2 trillion and funding from developed to developing countries reaching $136.7 billion.
But progress is uneven. Only 2% of global investment in renewable energy over the past two decades went to Africa, said Brian Mukhaya, a senior manager on the Clean Air Task Force’s Africa team, during a recent media briefing. Finance challenges may also collide with the conference’s electrification goal. More than 550 million people in sub-Saharan Africa lack access to electricity, Mukhaya said, and the continent will need seven to eight times current investment levels to achieve universal electricity access by 2030. Also, while the rising cost of capital is becoming an impediment to building clean energy projects everywhere in the world, the problem is acute in Africa, where the average cost of capital for power-sector investments is three to five times higher than in Europe and North America.
At COP31, negotiators will try to make progress on questions such as what form climate finance should take (grants, concessional loans, private finance, etc), how it can be more effectively distributed, and what it should be used for.
Another question hanging over this year’s conference is whether the final text will acknowledge the likelihood of surpassing 1.5 degrees Celsius of warming above pre-industrial levels, the more ambitious target laid out in the Paris Agreement. Last year’s decision text contained a tacit admission, with countries resolving to limit “the magnitude and duration of any temperature overshoot.” Doing so requires a more serious discussion of carbon removal strategies than delegates have engaged in to date.
With the world seemingly careening past the 1.5 degrees target, the annual climate talks have lost some of their luster. Critics increasingly call for a new approach. Ani Dasgupta, the president and CEO of the World Resources Institute, for example, wants the COPs to center more on accountability and holding countries to their commitments. He also recommends developing a new decision-making process that does not allow a handful of countries to block decisions. Since the substance of the negotiations is becoming more and more about how to finance the transition, he argues the conference should also broaden its tent to bring in finance ministers and central banks.
“Where we are today is different from 1992 when COPs were set up,” he said during a recent press call. “The world is different. The broader needs are different. We are at a different place in the transition. And we actually haven't reformed the system.”
Progressive candidate Jane Kim declared victory in the race for California Insurance Commissioner.
Few political wonks outside of California were likely paying much attention to the Golden State on Tuesday night, as Democrats’ anticipated blue wave crested. But the state did have one close, consequential race on the ballot: insurance commissioner. On Friday, Bernie Sanders-endorsed progressive Jane Kim won the race to lead the California Department of Insurance, which oversees the state’s $452 billion insurance market.
Kim declared victory over the more moderate State Senator Ben Allen, who was backed by the California Democratic Party, after reaching a nearly six-point lead on Friday. In a brief speech before supporters, Kim said Allen called to congratulate her that morning. (A spokesman for the Allen campaign confirmed the call to The Orange County Register.) Kim ran on a proposal for a state-run, single-payer insurance program that would cover homeowners against wildfire damage — though the plan would ultimately need approval from both the California legislature and Governor-elect Xavier Becerra.
The idea is that homeowners would automatically receive public coverage for wildfire-related losses, with payouts capped at roughly what it costs to rebuild a typical California home. Policyholders would keep their regular private insurance for other risks such as theft, burst pipes, or an ordinary kitchen fire. Kim says Californians wouldn’t pay more overall, since the money for the program would come from the share of premiums that already goes toward wildfire coverage, though each household’s bill would partly depend on its own wildfire risk.
“It would be nonprofit, and so any excess capital would stay in the state of California and would be used to drive down risk,” Kim told my colleague Matthew Zeitlin a few weeks ago. “That’s the most important piece about this actually, is that it would create another revenue stream for mitigation.”
The insurance commissioner job has taken on an increasing sense of urgency as wildfires — intensified by climate change — continue ripping through communities in California. Mounting losses from hotter, drier conditions combined with decades of new construction in the wildland-urban interface have squeezed insurers’ profits, leading many to drop policyholders in high-risk areas or simply stop writing new policies in the state altogether.
California’s homeowners insurance premiums climbed 84% between December 2020 and March of this year, according to Stanford researchers. Meanwhile, a growing number of residents have been pushed onto the state’s FAIR Plan, which my colleague Matthew described as “the barebones insurer of last resort.” The share of California’s single-family homes covered by the plan has nearly tripled over that same period, from under 2% to about 5%, as homeowners in even low- and moderate-risk wildfire areas increasingly find themselves with few alternatives.
The insurance crunch has become yet another front in California’s broader affordability crisis, alongside persistently high housing, electricity, and gasoline costs. Kim’s victory suggests frustrated voters are increasingly willing to support more radical solutions that once seemed politically out of reach. And while Kim doesn’t have a background in the insurance industry, she’s no stranger to public office. The former civil rights attorney served on the San Francisco Board of Supervisors from 2011 to 2019 before becoming a regional director for Sanders’ 2020 presidential campaign.
But throughout her run for the Insurance office, critics have continually questioned how, exactly, her plan would work. No state has attempted a public disaster insurance program like this before; critics argue there’s no relevant model to work off of, no white paper laying out the details, and no price tag attached to the idea. Kim herself acknowledges that there’s plenty of uncertainty surrounding the plan. “This is a concept and a proposal, and could look quite different by the time it works its way through the process,” she told Matthew. In other words, the program that eventually emerges from negotiations with lawmakers — if one does — could end up looking considerably different from what Kim campaigned on.
Her opponent, Allen, who chairs the state senate’s Energy, Utilities and Communications Committee, argued that creating a public wildfire insurance program would impose a significant financial burden on the state. The California Earthquake Authority, an agency that sells earthquake insurance and administers the state’s Wildfire Fund, examined the potential costs of such a program this spring, estimating it would require roughly $25 billion upfront to have a 75% chance of staying solvent for 20 years. But Kim points out in her policy brief that buying reinsurance — essentially insurance for the insurer — could cut that to about $6 billion.
Allen, on the other hand, pitched a series of reforms to the existing market, including speeding up rate reviews, rewarding homeowners and communities for wildfire mitigation, expanding financing for home-hardening projects, and discouraging development in high-risk areas.
Voters opted instead for the insurance revolution. But Kim argues that her plan isn’t totally without precedent. On the campaign trail, she frequently pointed to New Zealand, where the government’s Natural Hazards Commission provides homeowners with public coverage for disasters including earthquakes, landslides, volcanic eruptions, and tsunamis — though notably not ordinary wildfires. And while France and Spain also operate state-backed disaster insurance programs, these don’t cover wildfires either, a far more common occurrence in California than the comparably rare disasters these programs were built around abroad.
Ultimately, Kim’s ambitious plan will require a champion in the legislature to go anywhere. But in the meantime, there are other issues she could get to work on. On the campaign trail, she said she wants to push insurers to fund a disaster mitigation program run by the Department of Insurance, require companies selling auto policies in a region to also offer homeowners coverage there, and impose minimum loss ratios compelling home insurers to pay at least 65% of premiums in claims and auto insurers at least 70%. It’s unclear, however, whether Kim can implement either of the latter two proposals without new legislation.
Kim will also immediately face the question of what to do with outgoing Insurance Commissioner Ricardo Lara’s Sustainable Insurance Strategy reform package. Designed to entice insurers back to California, these new rules allow companies to set premiums using forward-looking risk models rather than relying on historical losses, and to pass a portion of their rising reinsurance costs onto policyholders. In exchange, insurers are required to write more policies in wildfire-prone areas.
Kim has criticized this approach, arguing that insurers have exploited loopholes to raise premiums on lower-risk customers while continuing to underserve high-risk communities, all without doing enough to address the underlying factors driving wildfire risk.
That leaves Kim in a tricky situation. Until she is able to secure legislative backing for some version of her proposed public insurance program, she’ll have to decide whether to scrap or simply build on the existing reforms. She hasn’t yet laid out any plan for doing so. But whatever direction she takes could ultimately reshape California’s insurance market well before a new state insurer gets off the ground.
They only ticked up by 5% this week.
Beyond the repudiation of Donald Trump, if there was one message voters sent on election night, it was that they really don’t like data centers.
Democrats who ran against rampant data center development won at both the gubernatorial level (Amy Acton in Ohio, Gina Hinojosa in Texas) and the senatorial level (Abdul El-Sayed in Michigan, Annie Andrews in South Carolina). The Wall Street Journal counted 125 Democrats nationwide who “targeted their opponents over data centers.”
“Data centers are the midterms’ other big loser,” according to Politico. “The Results Are In: Voters Hate Data Centers,” from Wired.
Commentators didn’t just notice that many anti-data-center candidates won, but that a number of local data center moratoria passed as well. “In nearly every case, it’'s about 67-80% opposing data centers. True in California, Ohio, everywhere,” Brad Carson, head of the artificial intelligence policy group Americans for Responsible Innovation tweeted. Added Democratic strategist David Shor on X, “Voters sided against data centers in 40 of 41 ballot measures, with basically no correlation to how red a county was.”
But as far as new legislation and ordinances go, November 3 was just another Tuesday in the long-running local campaign against data center development, Heatmap Pro data shows.
“Forty is a lot in one day,” Owen Curtin, a data analyst with our intelligence platform Heatmap Pro, admitted, but “in terms of the rate at which county governments are enacting legislation and the overwhelming public support for them, it’s not new.”
There have been over 830 restrictive measures passed this year, according to analysis from Heatmap Pro, which breaks down to just over 80 per month. The numbers picked up substantially in the summer and fall.

June 15 to 21 was the busiest week of the year for passing data center laws, at 35, and June the month with the most laws passed overall, with 133. Another95 restrictive laws were passed in July, followed by 86 in October.
Of the 40 ballot measures passed this week, only one applied at the county level (Morgan County, Illinois), where a great deal of data center permitting occurs. “While many municipalities permit data centers, a significant portion are permitted by county governments. Not all counties have the legal authority to pursue ballot measures, which is why most November 2 measures were at the municipal level,” Curtin explained.
“While the overwhelming support for local data center ballot measures is indicative of public sentiment (largely anti-data center), it doesn’t necessarily correlate with the regulatory landscape,” he went on. And here’s a fun fact: “There are over 19,000 municipalities in the U.S., so 40 bans are only 0.2% of all municipalities,” Curtain added. “If 40 municipalities banned data centers every day, it would take 475 days to ban data centers across the entire U.S.”